Most working folks in their 40s and 50s dream of the day they can retire. Sleeping in, indulging their hobbies, traveling to exotic climes. Does this sound like you?
Planning for that day is important. Very important. Checking in with a trusted financial planner is a wise decision. You say you don’t have one. Well get one, even if you feel you don’t have enough money set aside.
But planning involves more than a consideration of money. What do you want to do in retirement? How are you going to fill up those hours?
Believe it or not, you may find you miss having people around, chatting at the water cooler, coffee breaks with fellow workers, nailing down an important project.
Folks who enter retirement often find that after a few months, they have too much time on their hands, miss the structure that a job and an organization provide. It’s my experience that many men experience a loss of identity, and experience anxiety and depression.
How are you planning for retirement?